Know how long your money will last.
Monbark connects to your bank, finds the bills coming up, and tells you one number every morning: how many days your money should last.
Four screens. No spreadsheets.
Your balance isn't your spending money.
A balance counts money that's already spoken for. Monbark subtracts the bills due before payday and shows what's really left, as days, and as dollars a day.
- Days until broke, updated every morning
- What you can spend a day until payday
- A one-line verdict: what's due next, and whether you're covered
Known bills, in one place.
Rent, phone, electric, Spotify. Review bills Monbark finds in your bank history, add anything missing, and check their due dates.
- What's left to pay this month, and what's already paid
- The next 7 days on a calendar
- Add one by typing it: "Water $38 on the 15th."
See where it goes. Stay on pace.
Every purchase, sorted by day and by category, with how many days of money it cost you. Set a limit for gas or groceries and Monbark tells you how much a day keeps you on pace.
- Each category next to last month's number
- Limits for the things that get away from you
- A daily number, so you know before checkout
Save for the trip, next to your bills.
Add a goal, pick how much to set aside each payday, and see if you're on pace or behind. View your savings plan next to your known bills before deciding what to set aside.
- On pace or behind, at a glance
- Pick the day for your savings plan
- A birthday, a trip, a car. Whatever's next.
Set it up once.
Connect your bank.
Monbark uses Plaid to read your transactions. It can't move money, and it never sees your bank password.
Monbark finds your bills and spending.
Repeat bills, subscriptions, food, gas. No typing. No spreadsheets.
Get your number every morning.
Daily bank checks begin around 3 AM ET. Your number updates as new bank data becomes available.
Pick one. Cancel any time.
- 1 bank connection
- Days until broke, every morning
- Bills, spending limits and goals
- Advisor: ask anything about your money
Your money stays yours.
Read-only
Monbark can see your transactions. It can't move your money.
Your login stays with your bank
Plaid handles the connection. Monbark never sees your bank password.
Delete any time
Request account deletion in Settings. Active Monbark records are removed first; bank and provider cleanup may remain pending.
Where is Monbark available?
Monbark is currently available in the US only. New customers can connect supported US banks.
